Blog

Author: Tami Monnie

  • How Some Areas Are Overcoming Mortgage Challenges in America

    How Some Areas Are Overcoming Mortgage Challenges in America

    It’s always eye-opening to see national trends reflected in our own backyards. Recent data shows that mortgage delinquency rates climbed to 3.53% in August 2026, with serious delinquencies up 19% and foreclosure inventory up 41% compared to last year. Certain states are feeling this financial stress most acutely, particularly homeowners with FHA loans facing higher insurance and tax costs.

    Having navigated both literal and real estate waters from Michigan to Palm City, I know how shifts like these can impact our local market and neighbors. Over my 30+ years as a Realtor—across Maryland, Virginia, Michigan, and Florida—I’ve seen firsthand how important it is to stay informed and prepared when the tides change. If you’re curious about how these trends might affect your area or your plans, I’m always happy to share insights and resources from my experience.

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  • Mortgage Rates Aren’t Backing Down Yet

    Mortgage rates are keeping their grip around 7%, making it tougher for many to step into homeownership or consider a move—unless we see inflation settle down enough to steer the Fed in a new direction. With inflation proving stubborn and another potential Fed rate hike on the table, borrowing costs could rise even further. Wider mortgage-backed securities spreads are adding to that upward pressure. For any buyers, investors, or those considering a refinance, it’s wise to plan around current rates as your baseline, viewing any future rate relief as a welcome bonus rather than a certainty.

    After decades helping clients navigate changing markets from Maryland to Florida, I know firsthand how quickly conditions can shift. My goal is always to help you find the best fit for your needs—whether you’re new to the area, upsizing, downsizing, or investing in your piece of the Florida lifestyle. Every market has its challenges, but with the right strategy and local insight, opportunity is still out there.

  • The Market at Newfield Farm

    The Market at Newfield Farm

    Mark your calendar for The Market at Newfield Farm on October 17, 2026, at Newfield Farm. This monthly community market brings together local vendors, fresh food, family activities, food trucks and plenty of shopping in a welcoming setting.

    Make a day of it by browsing local goods, enjoying something delicious and spending quality time with family and neighbors. Whether you are looking for fresh ingredients, a unique find or a relaxed weekend outing, the market offers something for every age.

    As a Palm City real estate agent, I love highlighting events that bring the community together. Experiences like this offer a glimpse into the local lifestyle and the connections that make an area feel like home.

    Ready to plan your visit? Get event details at https://newfieldfl.com/events/the-market-at-newfield-farm-6/ and reach out if you would like more local recommendations or guidance with your Palm City real estate goals.

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  • Blackbird Social: A Wondrous & Wicked Fall Gathering

    Blackbird Social: A Wondrous & Wicked Fall Gathering

    Palm City neighbors, mark your calendars for Blackbird Social: A Wondrous & Wicked Fall Gathering on October 24, 2026, at Pinder’s Nursery. This free local event is a wonderful way to enjoy the season while connecting with friends, family, and fellow community members.

    The gathering will feature local vendors, trick-or-treating, Monster Bingo, pumpkin painting, and a scarecrow contest. With a variety of activities for children and adults, guests can enjoy a festive afternoon filled with creativity, laughter, and fall spirit.

    Food and drinks will also be available, making it easy to stay awhile and experience everything the event has to offer. Whether you are looking for family entertainment, seasonal photo opportunities, or a chance to support local vendors, Blackbird Social offers something for everyone.

    Admission is free, so invite a neighbor and make plans to attend. Visit https://discovermartin.com/event/blackbird-social-a-wondrous-wicked-fall-gathering/ for more information, and share this post with anyone who loves a good fall gathering.

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  • Blackbird Social: A Wondrous & Wicked Fall Gathering

    Blackbird Social: A Wondrous & Wicked Fall Gathering

    Palm City neighbors, mark your calendars for Blackbird Social: A Wondrous & Wicked Fall Gathering on October 24, 2026, at Pinder’s Nursery. This free local event is a wonderful way to enjoy the season while connecting with friends, family, and fellow community members.

    The gathering will feature local vendors, trick-or-treating, Monster Bingo, pumpkin painting, and a scarecrow contest. With a variety of activities for children and adults, guests can enjoy a festive afternoon filled with creativity, laughter, and fall spirit.

    Food and drinks will also be available, making it easy to stay awhile and experience everything the event has to offer. Whether you are looking for family entertainment, seasonal photo opportunities, or a chance to support local vendors, Blackbird Social offers something for everyone.

    Admission is free, so invite a neighbor and make plans to attend. Visit https://discovermartin.com/event/blackbird-social-a-wondrous-wicked-fall-gathering/ for more information, and share this post with anyone who loves a good fall gathering.

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  • Blackbird Social: A Wondrous & Wicked Fall Gathering

    Blackbird Social: A Wondrous & Wicked Fall Gathering

    Palm City neighbors, mark your calendars for Blackbird Social: A Wondrous & Wicked Fall Gathering on October 24, 2026, at Pinder’s Nursery. This free local event is a wonderful way to enjoy the season while connecting with friends, family, and fellow community members.

    The gathering will feature local vendors, trick-or-treating, Monster Bingo, pumpkin painting, and a scarecrow contest. With a variety of activities for children and adults, guests can enjoy a festive afternoon filled with creativity, laughter, and fall spirit.

    Food and drinks will also be available, making it easy to stay awhile and experience everything the event has to offer. Whether you are looking for family entertainment, seasonal photo opportunities, or a chance to support local vendors, Blackbird Social offers something for everyone.

    Admission is free, so invite a neighbor and make plans to attend. Visit https://discovermartin.com/event/blackbird-social-a-wondrous-wicked-fall-gathering/ for more information, and share this post with anyone who loves a good fall gathering.

    Continue to full article

  • Blackbird Social: A Wondrous & Wicked Fall Gathering

    Blackbird Social: A Wondrous & Wicked Fall Gathering

    Palm City neighbors, mark your calendars for Blackbird Social: A Wondrous & Wicked Fall Gathering on October 24, 2026, at Pinder’s Nursery. This free local event is a wonderful way to enjoy the season while connecting with friends, family, and fellow community members.

    The gathering will feature local vendors, trick-or-treating, Monster Bingo, pumpkin painting, and a scarecrow contest. With a variety of activities for children and adults, guests can enjoy a festive afternoon filled with creativity, laughter, and fall spirit.

    Food and drinks will also be available, making it easy to stay awhile and experience everything the event has to offer. Whether you are looking for family entertainment, seasonal photo opportunities, or a chance to support local vendors, Blackbird Social offers something for everyone.

    Admission is free, so invite a neighbor and make plans to attend. Visit https://discovermartin.com/event/blackbird-social-a-wondrous-wicked-fall-gathering/ for more information, and share this post with anyone who loves a good fall gathering.

    Continue to full article

  • Palm City – Most Expensive Homes of September 2026

    Every September, I love seeing which Palm City homes top the charts for luxury and value. This year’s most expensive listings range from $1,489,000 all the way up to $3,600,000. It’s always fascinating to witness the breadth of options in our vibrant coastal market—whether you dream of sunrise views, dockside living, or a grand entertainer’s paradise.

    Having navigated these very waterways myself (quite literally!), I appreciate how each property tells a story, reflecting the unique character and lifestyle Palm City offers. If you’re curious about what sets these remarkable homes apart—or simply want to explore the local market—I’m always happy to share my experience and perspective from both sides of the dock.